What’s the Right Home For You? Before deciding which house to buy, consider your lifestyle, current and anticipated housing needs and budget. It’s a good idea to create a prioritized list of features you want in your new home; you’ll quickly discover finding the right...
Start A Green File A Green File should contain all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs...
Credit Report Typically, it costs under $50 to check your credit. With your permission the lender will order a review of your outstanding loans and your repayment history from a third party credit agency. Application / Processing Fee This cost, typically a few hundred...
Mortgage Brokers and Lenders – Who Does What? The mortgage broker is the person or company who is your main contact throughout your loan. They are often able to work with a number of lenders, who actually provide the funds for the loan. Typically, the lender pays the...
Buying a home is one of the most important decisions you will make. That’s why we listen to you so we can understands your needs. When you choose the McLain Team, at CENTURY 21® Premier Real Estate, we will provide you with the personalized service, professionalism...
Congratulations! You’ve made an offer and have a binding contract! Although you have reviewed the seller’s property disclosure it is now time to hire a professional home inspector to give the house a standard inspection that includes: Room-by-room review...
